🇨🇦 Rent or Buy? Compare Costs & Benefits (Updated Nov 2024)
u/Monopoly 3
Leveraged growth and tax-free gains on a primary residence can make buying a smart long-term move. Enter your details to compare your Net Worth projections.
🇨🇦 TFSA vs RRSP: Max Your Retirement Growth (Updated Nov 2024)
u/FinEducation 2
Unsure where to save? See how RRSP, TFSA, and non-registered accounts stack up for retirement growth.
🇺🇸 Startup NSOs (Stock Options) - any good? (Updated Nov 2024)
u/jiujitsu 2
You're given some NSOs to vest? Awesome! Your boss says it's a reward to good work. But how does it actually compares to your ETF investments?
🇨🇦 Investors - New Build Profit Calculator (Updated Nov 2024)
u/mtlprop 2
Wondering whether to seize or skip that new construction deal? Use this calculator to uncover your investment's value in Quebec—before and after delivery!
🇨🇦 Wealthsimple Retirement Calculator (Updated Oct 2024)
u/retire-free 2
Find out when you can retire, how much you need to save, using this interactive visualization of the 7-number Wealthsimple model.
🇨🇦 Sun Life Retirement Savings Calculator (Updated Oct 2024)
u/retire-free 1
Are your savings accounts (RRSP, TFSA, Non-Registered) on track to meet your retirement goal? Let's verify your current savings and contributions.
🇺🇸 HISA vs. Market Investment (US) (Updated Dec 2024)
u/learnmoneyeva 0
Compare HISA vs. Market Investment in the US. See how annual income taxes affect HISA growth and how lower long-term capital gains tax benefits investments.
🇨🇦 Stay Invested, even Non-Registered Acct. (Updated Oct 2024)
u/FinEducation 0
Stay invested, even in non-registered accounts. Paying a larger tax at the end can be better than splitting gains into smaller yearly tax bills. Here’s why.
🇨🇦 Capital Gains vs. Interest (Tax Effect) (Updated Jan 2025)
u/FinEducation 0
Discover the impact of taxes on capital gains vs. interest income at the same return rate. Compare after-tax returns and total tax paid to make smarter choices.
🇨🇦 Impact of Canada 2024 Capital Gains Tax (Updated Oct 2024)
u/FinEducation 0
Haven't sold your asset before June 25, 2024? Here's how much more tax CRA wants from you.
🇨🇦 Montreal DT Condo: Balanced Rent vs Buy (Updated Jan 2025)
u/re-lookout 0
As of Jan 2025, condo L'Avenue (1050 Rue Drummond) in Montreal downtown presents a balanced market rent-or-buy at a 9-year crossover. (at $470,000 or $1,950/mo)
🇺🇸 Rent vs Buy: Joint Filing + USDA Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-year USDA loan for couples filing jointly. Factor in funding fees and costs to see which option wins long-term.
🇺🇸 Rent vs Buy: Single Filer + VA Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-year VA loan for single filers. Factor in funding fees and costs to see if homeownership reduces cost over time.
🇺🇸 Rent vs Buy: Single Filer + USDA Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-yr USDA loan for single filer. Factor in costs, taxes, funding fees & investments to see which option costs less over time.
🇺🇸 Rent vs Buy: Single Filer + FHA Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-yr FHA loan for single filer. Factor in costs, taxes, MIP & investments to see which option costs less over time.
🇺🇸 Rent vs Buy: Joint Filing + Conv Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-year conventional loan for couples filing jointly. Factor in costs, taxes, & investments to see which costs less over time.
🇺🇸 Rent vs Buy: Joint Filing + FHA Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-yr FHA loan for couples filing jointly. Factor in costs, taxes, MIP & investments to see which option costs less over time.
🇺🇸 Rent vs Buy: Single + Conventional Loan (Updated Dec 2024)
u/learnmoneyeva 0
Compare renting vs buying with a 30-year conventional loan. Factor in costs, taxes, and investments to see if buying or renting costs less over time. 🏠💰
🇨🇦 Should You Pay Off Your Mortgage Faster? (Updated Dec 2024)
u/learnmoneyeva 0
Evaluate whether to pay off your mortgage faster or invest spare cash. Compare savings, net worth, and the financial impact of each choice with clear insights.
🇨🇦 HISA vs. Market Investment (Canada) (Updated Dec 2024)
u/learnmoneyeva 0
Compare HISA vs. Market Investment in Canada. See how annual taxes impact HISA growth and how capital gains inclusion affects market returns.
🇨🇦 When Should I Sell Investment Property? (Updated Dec 2024)
u/Monopoly 4
Thinking about selling your rental property to reinvest elsewhere? Timing is key. Explore the factors to help you decide if now is the right time to sell.
🇺🇸 Equity Partner vs Exec: Worth Buying In? (Updated Nov 2024)
u/top4senior 0
Explore the financial side of advancing to equity partner versus executive roles. This chart offers a clear comparison for senior accountants weighing net worth
🇨🇦 Your Retirement is on Your Driveway! (Updated Nov 2024)
u/retire-free 0
See how much future wealth you’re missing by leasing and fueling your car! Find out if downsizing your ride today could drive up your retirement tomorrow.
🇨🇦 Profit sur Nouvelle Construction (QC) (Updated Nov 2024)
u/mtlprop 0
Vous hésitez à saisir ou laisser passer cette nouvelle construction ? Utilisez cette calculatrice pour découvrir la valeur de votre investissement.
🇺🇸 ISO: Strike Now or Invest Instead (Updated Nov 2024)
u/jiujitsu 0
See how much value you can unlock by exercising your ISOs now! Discover why acting early on stock options can amplify your gains and minimize taxes.
🇺🇸 Compare Salary vs. Equity (RSUs) (Updated Nov 2024)
u/jiujitsu 0
Should you take a higher salary or trade it for company equity? Compare the potential returns of RSUs vs. cash and make an informed decision!
🇨🇦 Money at Bank vs. Money Invested (Updated Nov 2024)
u/FinEducation 0
Why invest? 1) Achieve better long-term returns. 2) Enjoy low taxes on capital gains. Inflation can erode your savings, making investing the smarter choice!
🇨🇦 Choose To Be a Rich Renter in #Toronto (Updated Dec 2024)
u/ChooseToBe 0
🏙️ Debating renting vs. buying in #Toronto? 💡 Discover why renting may be the smarter choice in today’s market. Explore costs and benefits with ease!
🇺🇸 Should You Refinance Your Rental (US)? (Updated Dec 2024)
u/calculators 0
Evaluate refinancing your rental property mortgage using Eva’s missed investment value method, factoring in penalties, legal fees and deductible interest.
🇺🇸 Should You Refinance Home Mortgage (US)? (Updated Dec 2024)
u/calculators 0
Evaluate if refinancing your home mortgage is worth it using Eva’s missed investment value method, factoring in penalties, legal fees for true financial impact.
🇨🇦 Ultimate Quebec Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 2
Plan your dream retirement in seconds! The Ultimate Quebec Retirement Planner 2024 is streamlined with 6 easy inputs to map your financial future.
🇨🇦 Business Owner - IPP or RRSP? (Updated Oct 2024)
u/retire-free 0
Individual Pension Plan (IPP) can be a fantastic choice for business owner. A good plan will give you plenty of predictability and can yield higher than RRSP.
🇨🇦 Should I Buy This Investment Property? (Updated Nov 2024)
u/Monopoly 3
Is this property a smart investment, or should you stick with an ETF or mutual fund? Weigh the potential gains against the hassle of property management.
🇨🇦 Buy a Vacation Home or Invest Elsewhere? (Updated Oct 2024)
u/Monopoly 1
Deciding between a vacation home with Airbnb income or investing? Compare returns on both, factoring in home value, rental profits, and investment growth!
🇺🇸 Retire in the USA: Are You on Track? (Updated Dec 2024)
u/learnmoneyeva 0
Easily estimate if you're saving enough for retirement in the US. Interactive visuals, transparent calculations, smart insights.
🇨🇦 Canadian House Affordability Calculator (Updated Nov 2024)
u/FirstTimeBuyer 0
Banks suggest borrowing 4x or 5x your income, but what works for you? Discover how housing costs affect your finances and long-term investment impact.
🇨🇦 Will $25 Million Last a Lifetime? (Updated Nov 2024)
u/FinEducation 0
Discover how long $25 million in savings will sustain your lifestyle, factoring in annual spending, investment returns, and inflation.
🇨🇦 Should I quit renting and buy a home? (Updated Oct 2024)
u/deva 3
Renting and buying lead to different financial outcomes. Beyond lifestyle, find out which option can make you 'richer' and by how much with this quick guide.
🇨🇦 Is Refinancing Your Rental Worth It? (Updated Dec 2024)
u/calculators 0
Evaluate refinancing your investment property loan using Eva’s missed investment value method, factoring in penalties, legal fees and fully deductible interest.
🇺🇸 401k Employer Match Calculator (Updated Oct 2024)
u/a-ford 0
A 401(k) offers tax-deferred contributions and earnings, plus potential employer matching (50%-100%), making it a valuable tool for securing retirement savings.
🇨🇦 Retire at 42 (Updated Jan 2025)
u/learnmoneyeva 0
Project when I may achieve financial freedom!
🇨🇦 Semi-Retire at 42 (Updated Jan 2025)
u/8880 0
Project when I may retire or semi-retire
🇨🇦 Sell Smart: Broker vs. DIY Home Sale (Updated Nov 2024)
u/WorkBee 0
Thinking of selling your home? Compare costs, profits, and time saved with a broker vs. going solo. Find the best option to maximize your sale!
🇨🇦 Saskatchewan Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Saskatchewan Retirement Planner 2024 is streamlined with only 6 easy inputs to map your financial future.
🇨🇦 Ultimate PEI Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Ultimate Prince Edward Island Retirement Planner 2024 is streamlined with 6 easy inputs to map your financial future.
🇨🇦 Ultimate Ontario Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Ultimate Ontario Retirement Planner 2024 is streamlined with only 6 easy inputs to map your financial future.
🇨🇦 New Brunswick Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Ultimate New Brunswick Retirement Planner 2024 is streamlined with 6 easy inputs to map your financial future.
🇨🇦 Ultimate NL Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Ultimate Newfoundland & Labrador Retirement Planner is streamlined with 6 easy inputs to map your financial future.
🇨🇦 Ultimate Manitoba Retirement Planner '24 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Ultimate Manitoba Retirement Planner '24 is streamlined with only 6 easy inputs to map your financial future.
🇨🇦 British Columbia Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The British Columbia Retirement Planner 2024 is streamlined with only 6 easy inputs to map your financial future.
🇨🇦 Renovation: TFSA or Loan? (Updated Oct 2024)
u/retire-free 0
Planning a reno? Compare the impact on your nest egg: should you dip into your TFSA or take a loan? Discover the long-term costs with retirement in mind.
🇨🇦 Ultimate Alberta Retirement Planner 2024 (Updated Nov 2024)
u/canRetire 0
Plan your dream retirement in seconds! The Ultimate Alberta Retirement Planner 2024 is streamlined with only 6 easy inputs to map your financial future.
🇨🇦 Should You Refinance Your Home Mortgage? (Updated Dec 2024)
u/calculators 0
Evaluate if refinancing home mortgage is worth it using Eva’s missed investment value method, factoring in penalties, legal fees and long-term financial impact.
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