Tesla Model 3: Cash, Lease, or Finance?

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u/carsca · Joined Oct 2024

Curious about the true cost of owning a Tesla Model 3? Compare cash, leasing, and financing options to see which hits your net worth the least!

Last update Oct 2024
  • Scenario 1: Cash
  • Scenario 2: Lease
  • Scenario 3: Finance

Explore how each option—buy, lease, or finance—affects your net worth over time. Track costs, payments, and depreciation to see which route retains the most value.

# Years from Now

Try your numbers:

The cost of the Tesla Model 3 if buying straight.

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Annual depreciation rate to estimate the car’s value over time.

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  • Amount
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  • Cash Flow
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  • Current Asset
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  • Installment Loan
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  • Percentage
    Any percentage value (%).
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Time Value Assumptions

Heads Up!

If you're using Cost Basis (cb) for calculating capital gains:

Please be aware that very few countries currently use inflation-indexed cost basis. Double-check your local tax rules before publishing.

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How is Cash Value calculated?

Total cost reflects the investment potential of the full purchase price. Net worth is calculated by deducting the car’s depreciation over time from this initial cost.

Decisions / Expectations

(Expressions are evaluated at Year 0 only.)

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Calculations

(Expressions are evaluated at every year.)

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  • Buy Asset
    Buy an asset growing at its own rate.
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    Take a mortgage, loan, etc.
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  • Define Variable (Numerical)
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  • Define Variable (Numerical)
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