Lunch Hack: Grow Your Savings

Avatar of u/WorkBee
u/WorkBee · Joined Oct 2024

Discover how packing lunch just a few days a month could grow your savings—and even boost your investment potential. Small choices, big returns!

Last update Oct 2024
  • Scenario 1: 15 Bagged Lunches per Month
  • Scenario 2: 10 Bagged Lunches per Month
  • Scenario 3: 5 Bagged Lunches per Month

See how small changes add up over time. This chart shows the growth potential of bagging lunch 5, 10, or 15 days a month, highlighting how each choice affects long-term investment gains from the savings generated each month.

# Years from Now

Try your numbers:

Enter the average cost per lunch when you bring it from home. This cost will help calculate your monthly savings compared to dining out.

A =

Enter the typical cost per lunch when eating out. This amount, compared to your bagged lunch, shows potential savings to invest each month.

B =
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Time Value Assumptions

Heads Up!

If you're using Cost Basis (cb) for calculating capital gains:

Please be aware that very few countries currently use inflation-indexed cost basis. Double-check your local tax rules before publishing.

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How is Cash Value calculated?

Calculates monthly savings by swapping lunch out for bagged lunch 15 days a month, then projects potential investment growth over time.

Decisions / Expectations

(Expressions are evaluated at Year 0 only.)

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Follow Inflation
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∞
Follow Inflation

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(Expressions are evaluated at every year.)

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